January 2019

THE THREE MOST IMPORTANT THINGS TO REMEMBER BEFORE YOU BUY A USED CAR

jordan maggie January 27, 2019 0Comment

Not all of us can afford to buy a brand-new car because aside from being pricey, it is not that practical anymore because of thousands of well-condition and depreciated cars are packed like sardines in many used car dealerships.

When it comes to choices, for sure you will end up overwhelmed, but do not get too excited because buying a used car from a used car dealership should be taken seriously. Although it is much cheaper than buying a brand-new car, you should always prioritize the best value for your money.

The most important decision on this matter is buying a car, while the second most important is to choose the dealership.

You do not have to worry about looking for a car dealership in your area, it is like a supermarket, popping out of nowhere, whether it is a dealership that sells brand-new cars or a dealership that showcases pre-owned cars. Due to the vast number of car dealerships, it is pretty hard to choose which one is the most reliable, and the most trustworthy.

Choosing the most reliable, and the most trustworthy car dealership is a daunting task to make but it is far from being impossible to accomplish and with the help of this article from a dealership of a quality used fiat 500e for sale, here is a list of the three most important things to remember when you choose a used car dealership.

REMEMBER HOW THE DEALERSHIP’S AGENT APPROACH YOU.

Upselling in a dealership is a normal routine, and there is nothing wrong about it, however, if the dealership lures you with a certain price and claims that the vehicle that you want to purchase is not available, then it would be normal for you to back off and do not deal with them anymore, while there are some dealerships for both brand-new and used vehicles do not list down some vehicles which were already sold but are still posted online because of its low price.

REMEMBER WHAT THE DEALERSHIP’S OFFICE/SHOWROOM LOOKS LIKE.

It is important to see what kind of service facility that your preferred used-car dealership has because this will affect the warranty that comes to the vehicle that you are purchasing. Make sure that it has a legitimate service facility equipped with the necessary tools and pieces of machinery to service your purchased vehicle.

REMEMBER HOW CONVENIENT THEIR SERVICE IS TO YOU.

Aside from a reasonable price offer and a great deal and warranty, you should ask a couple of questions regarding the other convenience that you can avail from the dealership. It is important that you should keep in touch with the dealership after you purchased your car so that when issues arise, you can easily contact them and avail of your warranty. Also, you should proactively ask them about particular questions like how they process the insurance policy that comes with the vehicle, the vehicle’s history, and records, and the vehicle’s overall condition to give you peace of mind.

Things to Remember When Looking for a Car Loan

jordan maggie January 15, 2019 0Comment

You always have a dream set of wheels but you do not have enough savings to buy one. You should not fret because you can consider car loan or financing. A car loan will allow you to repay a car in monthly installments so you can finally get the car of your dreams.

If you are in the market for Used cars in Salinas, it is crucial that you choose the right car loan. Here are some things to remember when looking for a car loan:

How much do you want to borrow?
The first thing that you need to consider is the amount of money you want to borrow. You need to make a budget at the onset. It is crucial that you stick to your budget and resist the offer of the bank or dealership to sell you more credit. You do not want to end up owing a lot more than your car is worth.

Always keep in mind that a car is a depreciating asset. This means that the value of the car will decrease over time – as soon as you drive it off the lot. When you make a budget, always factor in the charges and fees especially the sneaky application fees. It can help if you read the PDS (Product Disclosure Statement) before you finalise the purchase.

What are your preferred loan terms?
To determine your preferred loan terms, you should think how quickly you could afford to repay the loan. Keep in mind that if you have a shorter loan, you have higher monthly repayments and if you have a longer loan, you have lower monthly repayments but then you will have more interest incurred.

The rule of thumb is to choose the shortest loan term that you can comfortably afford. You should also find out if there is no penalty fee charged if you repay the loan early. Most lenders do not charge one but there are others who charge hefty fees if you repay early.

Do you consider secured or unsecured loan?
Loans can be secured or unsecured. Secured loans will give a lower interest rate but there is a risk of losing the property if you do not meet your repayments. For unsecured loans, you tend to incur higher interest rates.

Whatever loan you consider, you should never miss a payment. A missed payment is serious and it can taint your credit report making it more challenging to get any credit in the future. You do not want to lose the car (for secured loans) or face court (for unsecured loans).

What to shop around?
You should know that there are many loan options out there. If you are on a tight budget, you can consider a fixed rate. Alternatively, if you prefer a small budget risk for a potential return, you can consider a variable rate loan.

As with the lenders, keep in mind that all lenders have their features to entice more car shoppers. The trick here is to find a loan with the best features for you. Features include the quick approval time, no additional hidden fees, lower interest rates and many more.

Buying A Used Car? Here’s What You Should Consider!

jordan maggie January 2, 2019 0Comment

Buying a good used car is much easier than you think, as long as you know what you are looking for. When you use all of the available tools for you like different pricing guides, online listings, as well as vehicle history reports, then purchasing Used cars in Carrollton will not be as challenging as you thought it would be.

What To Consider When Buying A Used Car

People are purchasing cars because they are cheaper than the new one. If you have a tight family budget, you would want to save as much as possible. To those who are thinking of purchasing used cars, take note that they are not necessarily poor quality vehicles. A lot of them have durable engines and provide service for so many years after your purchase.

But before you go out a buy a used car, here are the important factors that you have to consider to make the best decision.

• The Range of Cost. This is the very first thing that you have to consider even before you get started. Always decide first how much you are willing to spend on the car. You should also determine whether you will have the transaction financed or not.

• Do A Test Drive. In order for you to get the feel of the car, you should spend some time behind the wheel. This will give you an idea of how the car response to you as its driver. You can also ask for the test drive to include the highway, areas where turning and cornering are needed, and also on a side street.

• Do Your Research. Just liking hiring a person for the job, we also need a background research with the vehicle that we are planning to purchase. The internet gives you a lot of opportunities to find out more about the car that you are about to buy. Your used car usually has a backstory to it. This should not be taken for granted. Take note of any evidence of serious internal damage of the vehicle that is included in the report.

• Consider The Make And Model To Buy. Before you make your final decision, it is important the car that would suit you best. The used car that you want to purchase has to be what would best fit your lifestyle and your needs.

• Always Negotiate. Remember that the sticker price does not always mean the final cost. Most used car dealers are willing to negotiate. Make sure that you understand that you might not get it, but do not hesitate to try.

If purchasing a brand new car is not an option, a used car is an affordable vehicle that would be able to provide you with the transportation that you need, day in, day out. Just make sure that it fits your needs. Shopping for a used car can take a lot of patience. Be extra cautious in making your decision because this can have its benefits later on. If you are keen on your decision, you will end up with a vehicle that is just right for you.

Invest Your Money With A Worth-It Purchase

jordan maggie January 1, 2019 0Comment

Having a problem with which investment is worth the money to spend? Is it a house or a car? Actually, both are a good investment the two are worth to spend. However, a house is the common first investment of an individual. So, a car will be the right second investment. Buying a car is truly a tough decision to take. If thinking of investing money, buying a car is a nice decision. But if deciding on making it right away, then it must be taken full attention. The best source of buying a car, both brand new and used cars, will be the apex auto. It offers the best quality cars around the locality. With this, a buyer can have all the options from a reliable car dealer. This is a great choice of a buyer.

Find a trustworthy car dealer

If thinking of investing money to buy a car, then this is the right time. The first thing to do is to find a car dealer. Since cars are in demand in this competitive economy, more car dealers are operating and offering the best cars, both brand new and used cars. Yes, used cars belong to the list of in-demand cars today. With this, a buyer can have all the options. In fact, a genuine source to buy a good car is a reliable car dealer. The services offered by the car dealer never fail to offer quality cars whether it is a brand new or used cars. Now, although car dealers are offering quality cars, it is still best to make sure that a buyer made a good choice. Once a car is bought, it can’t be returned, unless it has a defect. If wanting to get a high horsepower engine, then a good brand is a good choice. It would be the best choice to pick a sports car. This is the latest craze in today’s generation. Car owners are very excited to own this sports car. Once it is owned, it can be very proud.

Check out the price and then pick the choice

This is the most common attitude of a buyer. Once they have decided which car brand and model, the price will be checked as the next step. Of course, not all cars have the same price. Each of the brands and models offered in different pricing. Now, it is a good idea to check the price. All buyers will have a check on this. No one buyer would not look at the price. All buyers will check, and if they can’t afford it, they might switch to the second choice. It is very important to have a second choice of a car. This is to make sure that a buyer would not feel bad once this happened. Well, in fact, used cars are a very good option if can’t afford to buy a brand new car. Used cars are still a good option, especially if a buyer can’t afford the apple-of-his-eye car.